Our Services

Tailored pension planning solutions with transparent, straightforward pricing.

Find the Service That Fits Your Journey

Every retirement plan is unique. Whether you're just starting to save, consolidating multiple pensions, or preparing for retirement in the next few years, we have a service designed for your specific stage.

All our services include clear written recommendations, ongoing email support during the engagement, and transparent pricing with no hidden fees.

Financial planning

Pension Health Check

£475

A thorough review of where you stand right now. Perfect if you're not sure whether your current pension arrangements are on track or if you haven't reviewed them in years.

What's Included:

  • Complete analysis of all existing pension schemes
  • Projection modeling based on your retirement goals
  • Identification of gaps and opportunities
  • Written report with actionable recommendations
  • 30-minute follow-up consultation

Best For:

Anyone who hasn't reviewed their pensions recently or wants an independent assessment of their retirement readiness.

Retirement Income Planning

£825

Strategic planning for converting your pension savings into sustainable retirement income. We balance your desired lifestyle with tax efficiency and longevity considerations.

What's Included:

  • Detailed income drawdown strategy
  • Tax-efficient withdrawal planning across all income sources
  • Sustainability modeling for different spending scenarios
  • Risk assessment and mitigation strategies
  • State pension coordination and timing optimization
  • Comprehensive written plan

Best For:

Those within 10 years of retirement or already retired who need a clear strategy for making their pension last.

Pension Consolidation

£650

If you've changed jobs several times, you likely have pensions scattered across different providers. We help you consolidate them into a streamlined structure.

What's Included:

  • Analysis of all existing pension schemes
  • Transfer evaluation including fees, benefits, and penalties
  • Recommendation on which pensions to consolidate
  • Provider selection guidance
  • Implementation support throughout the transfer process
  • Post-consolidation review

Best For:

Anyone with three or more pension pots who wants simpler management and potentially lower fees.

Self-Employed Pension Setup

£575

Self-employment offers flexibility but requires proactive pension planning. We design solutions that work with variable income and business ownership.

What's Included:

  • Self-Invested Personal Pension (SIPP) setup guidance
  • Contribution planning tailored to variable income
  • Business integration strategy for tax efficiency
  • Investment selection recommendations
  • Annual contribution roadmap
  • Provider comparison and selection support

Best For:

Freelancers, contractors, and business owners who don't have access to workplace pensions.

Pre-Retirement Consultation

£725

For those within five years of retirement, this service ensures all the pieces are in place for a smooth transition from work to retirement.

What's Included:

  • Retirement timeline mapping with key decision points
  • State pension coordination and claiming strategy
  • Final contribution optimization
  • Pension access options review
  • Tax planning for the transition period
  • Estate planning considerations
  • Written transition roadmap

Best For:

Anyone within 5 years of their planned retirement date who wants to ensure nothing falls through the cracks.

Ongoing Pension Management

£1,250/year

Annual review and adjustment service for those who want continuous support. We monitor your pension, keep you informed of relevant changes, and adjust your strategy as needed.

What's Included:

  • Quarterly performance reports
  • Annual comprehensive strategy review meeting
  • Ongoing monitoring of regulatory changes affecting your plan
  • Ad-hoc adjustments as life circumstances change
  • Unlimited email support
  • Priority scheduling for consultations

Best For:

Anyone who wants peace of mind knowing their pension is being actively managed and optimized year-round.

Our Service Guarantee

If you're not satisfied with the quality of our work within 14 days of receiving your final report or recommendations, we'll refund your fee in full. No questions asked.

Common Questions

How do I know which service is right for me?

If you're unsure, get in touch with a brief description of your situation. We'll recommend the most appropriate starting point at no cost or obligation.

Can I combine multiple services?

Absolutely. Many clients benefit from combining services. For example, Pension Health Check followed by Consolidation. We can provide bundled pricing in these cases.

How long does each service take?

Most services are completed within 2-3 weeks from the initial consultation, depending on the complexity of your situation and how quickly you provide requested information.

Do you charge ongoing fees?

Only if you choose our Ongoing Pension Management service. All other services are one-time fees with no recurring charges.

Not Sure Where to Start?

Contact us with a brief overview of your situation, and we'll point you in the right direction.

Get in Touch